Com juros altos, cai em 2025 o volume de compra de carros financiados no Brasil - Motor Show

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12/05/2025 - 12:40

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Em meio à elevada taxa básica de juros (Selic), atualmente em 14,75%, comprar veículos financiados tem ficado menos atrativo, dependendo da negociação.

De acordo com a B3, bolsa de valores do mercado de capitais brasileiro, o financiamento de veículos novos e usados no Brasil teve queda geral de 7,2% em abril, se comparado ao mesmo mês de 2024.

Foto: Marcello Casal Jr./Agência Brasil

Foram aproximadamente 567 mil veículos, entre leves, pesados e motos em todo o país, adquiridos com financiamento em abril de 2025. O número, porém, cresceu 3% se comparado a março, quando cerca de 584,5 mil unidades foram financiadas.

Os autos leves detiveram a maior redução, que chegou a 8,9% frente a abril de 2024. Comparado a março de 2025, houve aumento de 3,4%. Já o financiamento de motos cresceu 1,3% em relação a abril de 2024, e 1,9% em relação a março de 2025. Nos pesados, abril de 2025 foi 7,2% menor que o de 2024, e 0,9% inferior a março de 2025.

Segundo a última pesquisa sobre taxas de financiamento do Banco Central, o juro médio no crédito para aquisição de veículos ficou em 28,6% em março, contra 25,4% em março de 2024.

Foto: Rafa Neddermeyer/Agência Brasil

Como um todo, nos quatro primeiros meses de 2025 (até abril), as vendas de veículos financiadas somaram 2,24 milhão de unidades, novas ou usadas. Isso significa uma queda de 1,1% em relação a 2024, ou cerca de 25 mil unidades financiadas a menos.

No estado de São Paulo, houve uma redução ainda maior, de 11,5%. Em abril de 2025, foram aproximadamente 146,5 mil veículos (também leves, pesados e motos) financiados no estado, contra cerca de 165,2 mil em abril de 2024. Se comparado com março de 2025, houve alta de 1%. Os dados também são da bolsa B3.

Nesse caso, o maior recuo foi no segmento das motos: foram 12,9% a menos de unidades financiadas em abril de 2025 frente a abril de 2024, e 1,1% a menos versus março de 2025.

Trânsito intenso após chuva a tarde em São Paulo — Foto: Paulo Pinto/Agência Brasil

O segmento de autos leves mostrou redução de 10,4% frente ao mesmo período do ano ado, e crescimento de 1,5% comparado ao mês anterior. Nos pesados, 11,9% a menos que abril de 2024 e queda de 2,5% se comparado ao número de março de 2025.

Para compartilhar: